Why you should order an appraisal from Fairway Appraisal Services, Inc

To a lot of people, an appraisal just looks like one more thing on the break-sheet for a home purchase or refinance. Nearly all lenders still want a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation systems that might seem less expensive than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there additional situations when the services of a certified, independent real estate professional could be helpful? You bet there are.


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Let Fairway Appraisal Services, Inc help you dispute your tax assessment in Twin Falls County

It's possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a past assessment of your house, so if values are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Fairway Appraisal Services, Inc is your best evidence. At Fairway Appraisal Services, Inc, we're capable of assisting you in disputing your tax assessment.

Let Fairway Appraisal Services, Inc help you do away with PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, almost all lenders ask home buyers to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is folded into the monthly mortgage payment and is promptly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Fairway Appraisal Services, Inc can give you a statement regarding the value of your home. The cost of the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very daunting experience for both parties, and it is often more complicated by the troublesome decision of who maintains the house. It's a good idea to get an appraisal from Fairway Appraisal Services, Inc so both parties are fully aware of the true market value of their house, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Fairway Appraisal Services, Inc help you with relocating to or from Twin Falls County

We are familiar with the headaches involved with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information regarding any current sales or listings in their area that they want considered during our intensive process.

Sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we come up with, but rather they are calculated on our efforts to complete the appraisal.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.